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» Tubal Reversal Message Board » Tubal Reversal Cost and Financing » Decision regarding Medchoice

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Author Topic: Decision regarding Medchoice Ericka P Member # 1953 posted                    I do not know if there will be future participation with another finance company. Please keep in mind that chances are, if you can qualify for a loan with MedChoice, you may qualify at other financial institutes. Ericka P. momuv2boys Member # 13728 posted                    I would also like to know the answer to the question below. Thanks. darkfeary474 Member # 11949 posted                 Will there ever be any other kind of financing program that will be another option for us ladies? Ericka P Member # 1953 posted                    Momuv2boys is correct-Care Credit is not accepted. Ericka anniev6176 Member # 11735 posted                    The other thing you can do if it's an option to you or your spouse is use your flex plan through work - normally the limit is like $3,000 per year, but that's a good chunk of the surgery! And it reduces your taxable income for the year. Just call to make sure they'll cover it - ours didn't even question it. Oh, and make sure none of your older kids need braces the same year - we had an "oops" moment the other day. :-) HTH & good luck! momuv2boys Member # 13728 posted                    I dont think so about Care Credit. darkfeary474 Member # 11949 posted                 What About Carecredit? Dana momuv2boys Member # 13728 posted                    I read an older post which states that Capital One is not accepted at CHTRC. Jennifer K. Member # 7884 posted                    Capital One has a separate service for financing medical procedures. I don't know if they would do it for a TR but I used them for my Lasik in March. The interest rate is decent as far as financing goes. Just a thought... Jenn Ericka P Member # 1953 posted                    I know this decision is devastating. However, I hope that everyone understands that it is in the best interest of our patients. CHTRC is not interested in increasing the cost to patients in order to participate with a finance company. Our goal is to provide the best care at the best price. Ericka momuv2boys Member # 13728 posted                    I did that before MedChoice and I guess since loaning is such a big issue in the world right now I couldn't get approved for as much as I could with MedChoice. ColleenMommyOf4 Member # 13328 posted                 why not try financing through your bank or through a lower interest credit card? momuv2boys Member # 13728 posted                    Oh no, I'm devastated. I need the reversal done really soon and it would take me way too long to save for it. My only option was the financing. It looks like I am gonna have to use the facility in Georgia and that really disappoints me. Ericka P Member # 1953 posted                    After careful review and much consideration, it has been decided that we will not resume participation with MedChoice. The prepayment account is an excellent alternative. This account is monitored by CHTRC and is interst free! Please feel free to contact me if you have questions or would like additional information. Ericka P.

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