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Hey Ladies thanks for the replies. Our credit is not great due to us moving from alaska to ky b/c my husband is in the military and I can never keep a job very long due to that. If y'all know as well when you are military you dont make a lot of money. I just got a job last week makin a little money thank goodness she pays every week so all that money plus the 500.00 a month I am puttin away should be enough to have it by this fall since I make about 250 a week as well. Wish me luck!!
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Chris- I never thought about purchasing a cashier's check with a credit card-hmmm, something to think about. Now if I could just figure out how to prevent my husband from killing me....
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Jenn- I think AE does balance tranfers, but the APR is high on that too. The only time they give you a good deal is when you first get the card. I really appreciate the advice, though. Thanks.
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Chris- That sounds like a great idea, the only thing is the APR on a cash advance is 22.24%! I guess if I get desperate enough I might be willing to do it. I also thought about waiting as long as possible, then applying for a new card with a 0% interest for a year. I get those offers all the time. Either way I will be putting a financial strain on us. I appreciate the advice.
1. Take out a cash advance from your American Express. 2. Deposit the money into your checking account. 3. Send Chapel Hill a check or pay over the phone with your debit card.
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I'm so frustrated! I just realized that I have $9,000. available credit on my American Express card, but OF COURSE that's not one they take. I only have $1,800. available on my Mastercard, so it will be FOREVER before I can use that one. I've been trying to find a job so I can start saving for my TR, but every job I look into clashes with my husband's schedule.(He works nights, from 8:00pm to 6:30am.) Then of course he has to sleep until about 2:00pm to get enough sleep for the next night. We don't have anybody that could help out with childcare, so we have to juggle it between the two of us. I am desperate to get this done ASAP, but nothing seems to be going my way. I don't know what to do.Thanks for letting me vent.
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I took out a loan and paid all at once. I figured whether I 'saved' $200 a month or made a loan payment of $200 a month, either way it was still costing me $200 a month. However, by getting the loan I could have the surgery right away instead of having to wait until I saved up all the money. I do have to pay interest on the loan, but for me it was worth not having to wait. I am 41 and impatient ;-) Chris
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HI, I paid for mine in full all at one time but I used a med choice loan,,I think its the same as making payments but the good thing is you get your tr right away and don't have to wait,,and then you make your payments,,I just think its better to do it that way!!!but thats me I can't wait for anything long LOL...
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Has anyone ever paid full price for the TR out there? I am doing the payment plan but I want to get on schedule asap so I can have it down and all for my job. Thanks!!
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