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I have a wonderful way for you all to earn money for your TR! I just thought of you girls when emailing back and forth with another gal here that had her TR about the same time I did ---WAY back in 2005. I started second "fun" job in March of this year and am making awesome pamper money. I call it pamper money because that is what I use it for. To make purchases I want that I normally would not. Things like having a cleaning lady come in once a week, pedicures, a swing set, etc... Email me and I will send you the details. sheila.peters@gmail.com
I bet you could have your entire surgery paid for 6 months or less.
I do not want to link my site from Dr. B's site out of courtesy.
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For those of you saving up for TR, here's some good news...
"Government Tax Rebate Checks Are In The Mail
This is the week that our economy is supposed to start turning around as the government has put the first tax rebates economic stimulus checks in the mail. Millions of Americans will receive their economic stimulus checks this week."
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misha that is a great idea. I make blankets too but usually to only give as gifts. I live in NC also near the Mountains. I had my TR on March 24-08. I wish you all the best. Miranda
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Hey ladies Along with all of the other great ideas here is one that I saw on the boards a long time ago and used it myself: Whenever I get change back from a purchase I look at the dollar bills and if it has a B or G on it, I put it in a jar listed "Baby money". B=Boy and G=Girl I also went further and started saving F=Fertility and K=Kids. My husband laughed at me first and said "Here is a C, I suppose we are going to name a daughter Christine" or "Here is a J are we naming a boy Jack" We had a lot of fun with it and I just stuck to saving those 4 letters and before 1 month was over I had over $60 saved and didn't even miss it at all. So for those that are saving for the long term this would be a great idea too. I would mail in a payment when I would save over $60. But it was great to know that I was making progress and sending something in. Then I got impatient and took out a loan for the rest, but I still save those letters for the motel, traveling, and my loan payment. Good luck everyone! You will find a lot of very useful information on this board.. Take care, Dawn
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Ladies, What wonderful ideas. It is great that you have a support system here on the board. I look forward to meeting each and everyone of you as I know you will reach your goal. Please let me know if you have any questions or if I can assist you in anyway. Rhonda
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Thanks... I have gone through alot of ups and downs in my lifetime and my family has always been there to support me mentally and for the most part finacially as well .. I cant wait to schedule my TR. I wish all u ladies the best of luck.. Anyone trying to schedule for Feb/March 08. Thank you all for welcoming me in on the board.
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GOOD AFTERNOON LADIES ... It may sound funny but we thought of an easy way to save money. My sister is a plastic welder. I had her make me a box that is welded shut with a little slit at the top. I can not open it unless I break it. Every Friday I go to my moms and everyone puts in their extra change or a donation to my baby fund. My sister put in a $100 bill this morning. So I am very pleased. My husband and I will be putting in $500 a month in this box along with our tax return and by the time March 08 rolls around we will be ready to schedule my TR. GOOD LUCK !!
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Julie.... on the idea of the cans...can also ask family members, (if they just toss or recycle to town or whatever)...why not just save and you pick them up and cash them in. W-2's and Flex plan are good ways too... Good luck to you!!!
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Berta,You have a lot of great ideas I think I am going to go through my bills right now. Some of these are even great for people who are not even saving for TR. I got some very expences clothes from my niece. They had been sitting in the trunk of her car. I told my friend about them and she is going to give me $20 for them. A little here and a little there. I also am going to have my W-2 changed to more dependents. And I am going to take the little I have going into a savings account and have it go into my flex account, because flex account money doesn't get taxed. and I made $50 at my yard sale and $50 from collecting can. Cans go for 70 cents a pound here does any one know how much they go for in other areas? GOOD LUCK TO ALL Julie
Hi...have read several posts on this subject and sisters wondering what corners to cut...etc etc... here are some ideas but a few may be something everyone needs to give up:
1. Cut cable television down to basic minimum (depending on your service now..could be a savings of 30+ a month.
2. Review your cell phone package...if youre always below your minutes- considering reducing the package you have now....
3. If you have cell phone that includes long distance...cancel long distance service (if u pay for it) on your home phone...or better yet, cancel your service to the home phone all together.
4. Cut down on eating out...(huge savings here)
5. If family knows about TR, can ask everyone for contributions for a garage sale..(we did this when we were going to buy a car for my DD, the whole family pitched in and we made $800 in one day to use towards the car).
6. We cut down on our electric bill every month by changing all the light bulbs to the energy efficient ones...(just need to deduct prior bill with new bill and that would be the amount to put in piggy)
7. Depending how often you run dishwasher- conserve on the electric it uses and wash dishes by hand (this would go along with the light bulbs and energy used-prior month)
8. buy items in bulk (in long run it it cheaper)
9. Depending on how many times you get your hair done (try stretching the time in between appts, so not as many times a year)
10. If DS's / DH's go to the barber...if they just get a buzz cut....get clippers and do yourself-- a buzz cut anyone can do..and long run...savings!!!
11. If you have nails done..either quit all together or as with hair - stretch time in between (then put that money that you would have used in piggy including tip)
12. If you or hubby stop and get coffee or etc on way to work...STOP..make coffee at home...then put the amount you would normally spend a week in the baby fund.
13. If you buy the local newspaper, check to see if available online..ITS FREE! Then cancel your 'paper' subscription.
14. Magazine subscriptions...do you really need those?? If not a necessity..cancel it.
The final one.... LONG ago..I read this in a newspaper and it just boggled my mind. There was a story about a man and woman when they married each time they BD'd the wife would put so much $$ in a jar...she never told her husband, and one day years into their marriage he came home from work-he had lost his job and didn't know what they were going to.... well the wife said not to worry and she went got the money that she had put aside..if i remember the story correctly she had saved thousands...enough for them not worry...so on that avenue.....if you chose to do this... you could do ever how much you wanted..... it may seem to some 'wrong' to do this...but if working towards something...why not work together either you or your hubby/partner could contribute to the baby fund??? I dunno..... After reading this in the paper, I actually YEARS ago did this.....and within 6 months we had saved....$1200!!!!!!!!
I'm sure there are many many other ways to cut corners and save the $$ just takes persistent, willpower and the determination to do it. Just need to look at every aspect of where money goes,and then ask this question to yourself-- Need versus Want. If you dont NEED it..cancel it..you can do without it.